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Comparing Loan Offers

Church leaders are often surprised to hear that the terms and conditions of a church loan are significantly different than residential mortgages. Since churches are organizations, the loans they obtain are considered commercial loans. Commercial loans are structured differently and have different requirements than a homeowner might get for his or her personal residence.

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Ministry Lending

  • We can offer low rates on loans because:
    • We are a non-profit credit union
    • Our mission is to help ministries extend God's reach
  • In-house decision-making
  • Streamlined application process
  • Use for wide range of purposes
  • Unsecured signature loans available (no collateral required)
  • Savings-secured loans available
  • Refinance existing loans
    • Get lower interest rate
    • Lower your monthly payments
    • No minimum amount required
  • Peace of mind that all interest is being used to support other Christian ministries

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MISSIONAL BANKING

For individuals and organizations across the spectrum of Christian traditions, America’s Christian Credit Union is the only banking partner that is relentlessly dedicated to serving the wider Kingdom of God. We do this by personally supporting, advising, and building stronger families, ministries, communities and futures through biblically grounded stewardship principles—rooted in the Wesleyan Holiness heritage.