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Establishing a line of credit is like having a pre-approved loan waiting for you whenever you need it. Only pay interest on what is used, when you use it. And get the dedicated service of your Christian credit union — with the interest you pay being reinvested right back into your community.

  • Low rates and only pay interest on what you use
  • Use funds as you need them and for any purpose
  • Access without re-applying
  • Easy access online and by phone
  • Setup payments on Auto-Pay
  • Loan Protection Services available
*APR = Annual Percentage Rate. APR is accurate as of 04/01/2019. Loans subject to credit approval. Advertised “as low as rate" APR assumes excellent credit history and maximum rate discount of 0.50% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Not all applicants will qualify for the lowest rate. Rates, terms and conditions are subject to change without notice. Must qualify for membership. $25 loan processing fee for personal loans. $50 loan processing fee for Debt Consolidation. For a $10,000 Personal Loan with a 60-month term at 8.99% APR, the monthly payment will be $208.00. Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity. ** Signature loan at 12 months has a maximum loan amount of $5,000.00.

Personal Loans

Loan Type Loan Term Rate (APR as low as)
Signature Loan 12 Months** 6.99%
Signature Loan Up to 36 Months 7.50% - 16.25%
Signature Loan 37 - 60 Months 7.99% - 16.75%
G.O.O.D. (Get Out Of Debt) Loan Up to 36 Months 6.99%
Overdraft / Line of Credit N/A 9.00% - 17.50%

APR is accurate as of 04/01/2019. Loans subject to credit approval. Advertised “as low as rate" APR assumes excellent credit history and maximum rate discount of 0.50% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Not all applicants will qualify for the lowest rate. Rates, terms and conditions are subject to change without notice. Must qualify for membership. $25 loan processing fee for personal loans. $50 loan processing fee for Debt Consolidation. For a $10,000 Personal Loan with a 60-month term at 8.99% APR, the monthly payment will be $208.00.

Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

** Signature loan at 12 months has a maximum loan amount of $5,000.00.

Personal Loans

Personal Loan Forms

  • Loan Application ( Print )
  • Home Equity Line of Credit (HELOC) Application ( Print )
  • Auto Pay Debit Authorization Form ( e-Sign I Print )
  • CA DMV Power of Attorney ( Print )
  • Skip-A-Payment ( e-Sign I Print )

Member Relations

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800.343.6328 Option #6

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