Establishing a line of credit is like having a pre-approved loan waiting for you whenever you need it. Only pay interest on what is used, when you use it. And get the dedicated service of your Christian credit union — with the interest you pay being reinvested right back into your community.

  • Low rates and only pay interest on what you use
  • Use funds as you need them and for any purpose
  • Access without re-applying
  • Easy access online and by phone
  • Setup payments on Auto-Pay
  • Loan Protection Services available

Personal Loans

Loan TypeRate (APR* as low as)
Signature (12 months)** 6.99%
Signature (up to 36 months) 7.50%
G.O.O.D. (Get Out Of Debt) Loan (up to 36 months) 6.99%
Signature (37 months - 60 months) 7.99%
Overdraft/Line of Credit 9.00%

*APR = Annual Percentage Rate. 

Loans subject to credit approval. Annual Percentage Rate (APR) may vary based on your credit history, ability to repay, approved loan amount, term, and applicable discounts. Advertised “as low as” adoption loan APR assumes excellent credit history and maximum rate discount of 0.50% APR for payments made by ACH/automatic payment. Not all applicants will qualify for the lowest rate. Rates, terms and conditions are subject to change without notice. Must qualify for membership. $25.00 loan processing fee. For a $10,000 Personal Loan with a 60 month term at 7.99% APR, the monthly payment will be $203.00.

Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

** Signature loan at 12 months has a maximum loan amount of $5,000.00.

Personal Loans

Personal Loan Forms

  • Loan Application ( Print )
  • Home Equity Line of Credit (HELOC) Application ( Print )
  • Auto Pay Debit Authorization Form( e-Sign I Print )
  • CA DMV Power of Attorney ( Print )
  • Skip-A-Payment ( e-Sign I Print )