Utilize your work and dedication to your good home to secure a low-rate loan with great flexibility. We'll help determine what works best for your needs — and you'll receive the unsurpassed level of service you've come to expect from ACCU.

  • Low competitive rates
  • Interest typically tax deductible*
  • Use for multiple purposes, including debt consolidation or home improvement
  • Closing at a Low Cost**
  • Amount up to 80% of appraised value (less the remaining principal owed)
  • Funds not distributed as lump sum
  • Use funds as needed
  • Only pay interest on what is used
  • Re-access without re-applying
  • Funds accessible through direct check writing
    • First box of checks is free
  • Setup payments on Auto-Pay

View the following brochures and disclosures to learn more.

*Consult a tax advisor.

**Other costs may be associated with this loan. ACCU will cover costs up to $500 for loan amounts under $100,000, $1,000 for loan amounts between $100,000 - $250,000, and $2,500 for loan amounts over $250,000.

APR – Annual Percentage Rate. Loan approval subject to credit, income and property appraisal. Maximum loan-to-value ratio is 80% based on appraised value. Available to owner occupied, single family dwellings. Minimum advance is $5,000. Rates could be as low as 4.00%. Current ACCU loans not eligible. Rates, terms and conditions are subject to change without notice. Rate above as of 6/1/2017.