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A Student Loan Refinance with America's Christian Credit Union can simplify your loan repayment plan because you'll be able to refinance and consolidate your private and federal student loans into one manageable loan. 

Did you know?

Graduates of the class of 2016 carried an average of $37,172, mostly financed at a higher rate than what is available today.** Using our refinance calculator you can see how much you can save when you consolidate your existing student loans into a low fixed or variable rate student loans from ACCU.

  • Zero loan origination fees
  • Flexible repayment terms
  • Easy one-time application
  • Refinance one or more education loans in repayment
  • The maximum borrowing limit is $50,000
  • The borrower must have graduated
  • Fixed or variable rates available
  • 5 - 15 year loan terms available 
  • No prepayment penalty

* Source: statistics found in Forbes study.

Private Student Loan Rates Learn More

Loan Type Rate Type Loan Term Rate (APR as low as)
Private Student Loans1 Variable Up to 10 Years 5.50% - 10.25%
Parent Loan1 Fixed 5 Years 4.62% - 8.25%
Parent Loan1 Fixed 10 Years 5.72% - 9.44%
Student Loan Refinance1 Variable 5 Years 3.10% - 6.11%
Student Loan Refinance1 Variable 10 Years 4.90% - 6.75%
Student Loan Refinance1 Variable 15 Years 5.24% - 7.11%
Student Loan Refinance1 Fixed 5 Years 3.95% - 6.52%
Student Loan Refinance1 Fixed 10 Years 5.95% - 7.70%
Student Loan Refinance1 Fixed 15 Years 6.15% - 8.00%
Graduate Line of Credit1 Variable Up to 25 Years 5.00% - 11.25%

1 APR = Annual Percentage Rate. Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.25% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply.

Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

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