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America's Christian Credit Union has more options to families looking to fund a student's educational journey. The Student Loan for Parents allows parents, family members or friends to help a student cover education-related expenses so they can focus on their studies without having to worry about financing their education.

  • Available for parents, family members or friend of the student
  • Zero loan origination fees
  • Easy one-time application
  • Loan available up to $25,000.00 per school year minus financial aid received
  • 5 - 10 year loan terms available 
  • No prepayment penalty

*APR = Annual Percentage Rate. Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.25% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply.

Private Student Loan Rates Learn More

Loan Type Rate Type Loan Term Rate (APR as low as)
Private Student Loans1 Variable Up to 10 Years 5.75% - 10.50%
Parent Loan1 Variable 5 Years 4.62% - 8.25%
Parent Loan1 Variable 10 Years 5.72% - 9.44%
Student Loan Refinance1 Variable 5 Years 4.24% - 7.25%
Student Loan Refinance1 Variable 10 Years 5.15% - 7.89%
Student Loan Refinance1 Variable 15 Years 5.49% - 8.25%
Student Loan Refinance1 Fixed 5 Years 3.74% - 7.50%
Student Loan Refinance1 Fixed 10 Years 5.74% - 7.50%
Student Loan Refinance1 Fixed 15 Years 5.94% - 8.69%
Graduate Line of Credit1 Variable Up to 25 Years 5.35% - 11.50%

1 APR = Annual Percentage Rate. Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.25% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply.

Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

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