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Earning a graduate degree can be expensive. America's Christian Credit Union has financing options available with deferred repayment plans for students enrolled at least half-time in a degree-granting graduate program.

  • Zero loan origination fees
  • Flexible repayment terms
  • Easy one-time application
  • The maximum Line of Credit is $30,000 for graduates
  • Fixed or variable rates available
  • 20 or 25 year loan repayment terms available 
  • No prepayment penalty

*APR = Annual Percentage Rate. Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.25% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply.

Private Student Loan Rates Learn More

Loan Type Rate Type Loan Term Rate (APR as low as)
Private Student Loans1 Variable Up to 10 Years 5.75% - 10.50%
Parent Loan1 Variable 5 Years 4.62% - 8.25%
Parent Loan1 Variable 10 Years 5.72% - 9.44%
Student Loan Refinance1 Variable 5 Years 4.24% - 7.25%
Student Loan Refinance1 Variable 10 Years 5.15% - 7.89%
Student Loan Refinance1 Variable 15 Years 5.49% - 8.25%
Student Loan Refinance1 Fixed 5 Years 3.74% - 7.50%
Student Loan Refinance1 Fixed 10 Years 5.74% - 7.50%
Student Loan Refinance1 Fixed 15 Years 5.94% - 8.69%
Graduate Line of Credit1 Variable Up to 25 Years 5.35% - 11.50%

1 APR = Annual Percentage Rate. Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.25% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply.

Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

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