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Our low-rates are available on more than traditional auto loans. We extend easy financing for your recreational vehicles, whether they have all-wheel, two wheels, rudders, or wings. Have some fun with the help of ACCU financing!

  • Great low, competitive rates
  • Fast, easy approvals
  • Up to 100% wholesale Kelley Blue Bookon private sales
  • Pre-approval available for better buying power
  • GAP coverage and Mechanical Breakdown Protection available
  • Financing for wide range of new and used vehicles, including:
    • Small Recreational Vehicles - up to 90% LTV
      • Motorcycles - terms up to 84 months
      • Boats - terms up to 84 months
    • Large Recreational Vehicles - up to 80% LTV
      • RVs - terms up to 144 months
      • Travel trailer/Van conversions - terms up to 144 months
      • Fith Wheel - terms up to 144 months
      • Large watercraft - terms up to 144 months
  • Skip-a-Payment option available
  • Setup payments on Auto-Pay
  • Loan Protection Services available

Auto Loans Learn More

Loan Type Loan Term Rate (APR as low as)
Traditional Auto Loan Up to 36 Months 1.99% - 16.90%
Traditional Auto Loan 37 - 60 Months 2.49% - 16.90%
Traditional Auto Loan 61 - 72 Months 2.74% - 16.90%
Traditional Auto Loan 73 - 84 Months 2.99% - 9.49%
First-Time Auto Buyer Up to 60 Months 8.74% - 10.24%
First-Time Auto Buyer 61 - 72 Months 8.99% - 10.49%
First-Time Auto Buyer 73 - 84 Months 9.49% - 10.79%
Small Recreational Vehicles
(Watercraft, Motorcycle)
Up to 60 Months 5.99% - 16.25%
Small Recreational Vehicles
(Watercraft, Motorcycle)
61 - 72 Months 7.25% - 16.95%
Small Recreational Vehicles
(Watercraft, Motorcycle)
73 - 84 Months 7.75% - 17.95%
Large Recreational Vehicles
(Travel Trailer, Motor Home, Van Conversions, Fifth-Wheel)
Up to 60 Months 4.99% - 15.25%
Large Recreational Vehicles
(Travel Trailer, Motor Home, Van Conversions, Fifth-Wheel)
61 - 84 Months 6.25% - 16.25%
Large Recreational Vehicles
(Travel Trailer, Motor Home, Van Conversions, Fifth-Wheel)
85 - 144 Months 6.50% - 17.75%

APR = Annual Percentage Rate. Loans subject to credit approval. Not all applicants will qualify. Advertised “as low as 1.99% APR" assumes excellent credit history, vehicle model year 2019 or newer, loan amount greater than $500, a term of 36 months or less, and a maximum rate discount of 0.50% for ACH/automatic payment from a America's Christian Credit Union checking account. Rate as of 03/01/2020. Not all applicants will qualify for the lowest rate. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts.

Advertised "as low as 2.49% APR" is available on new vehicles terms  37 - 60 months. Longer terms available for a nominal rate increase. There is a $25.00 loan funding fee. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply. Used vehicles are subject to Kelly Blue Book valuation.

For a $25,000 auto loan with a 36-month term at 1.99% APR, the approximate monthly payment will be $716. 

For a $25,000 auto loan with a 37-month term at 2.49% APR, the approximate monthly payment will be $703.

For a $25,000 auto loan with a 60-month term at 2.49% APR, the approximate monthly payment will be $444.

For a $25,000 auto loan with a 84-month term at 2.99% APR, the approximate monthly payment will be $331.

 

First-time auto buyer: Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. For a  $12,000.00 auto loan with a 60-month term at 8.74% APR, the approximate monthly payment is $248.00. Loans over $5,000 may require a co-maker. Not all applicants will qualify. Under Age 18 requires co-maker and valid driver's license is required. There is a $25.00 loan funding fee.

Personal Loans

Personal Loan Forms

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