If owning your own reliable vehicle seems out of reach, America's Christian Credit Union can help. We offer financing to serve our members who have had challenges in their life that have affected their credit score. Don't let predatory lenders and high interest-rate financing from a dealer saddle you with payments you can’t afford. The Fresh Start Auto Loan from ACCU is exactly what you need to get in the driver’s seat of your credit score and take control.
- Great Rate of 16.90% APR* for low credit score borrower
- Financing available for:
- New or used vehicles
- Used vehicles up to 100% financing of Kelley Blue Book value
- Finance up to $30,000 ($15,000 for first-time buyers)
- Terms up to 60-months
- GAP coverage and Mechanical Breakdown Protection available
- Skip-a-Payment option available
- Setup payments on Auto-Pay
- No salvage titles
- Vehicle must have less than 100,000 miles
- No commercial grade units
- Must finance at least $5,000 to qualify
- A down payment may be required
*APR- Annual Percentage Rate. ACCU membership is required. Rates, terms and conditions subject to change. Loans subject to credit approval. Qualified applicants will receive a rate of 16.90% APR. Cannot be combined with any other vehicle loan offers. $25 loan processing fee. Used cars are subject to KBB valuation.
A down payment may be required. Funds from trade-ins and rebates are acceptable. Minimum loan amount of $5,000. Loan must not exceed $30,000 or $15,000 for first time borrower. No commercial grade units, salvage titles or vehicles with more than 100,000 miles. No repossessions within the last 12 months. Borrower must provide pay stub with year-to-date pay or 2 years tax returns if self-employed.
Personal Loan Forms