Whether you're driving the kids to school every day or planning a cross-country road trip, it's important to have a reliable vehicle. Let ACCU help finance your next car, truck, or van at a rate that works with your budget.

Details

If you already own your car outright or if your car is worth more than you owe with another financial institution, our auto equity loans can work for you. Contact us to learn more.

*Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions are subject to change without notice. For 1.99% rate; loan minimum $10,000/value of $15,000, vehicle age no older than 3 model years back. Max term 60 months, longer terms available for nominal rate increase. 1.99% rate not valid for refinance of current ACCU loans. For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.85. Used cars are subject to KBB valuation.

First Time Buyers

Our First Time Car Buyer Program is designed for young adults with no credit history. You may find it difficult to find loan approval at many financial institutions, but America's Christian CU is committed to helping you gain your financial footing.

  • No credit history required
  • Maximum loan amount is $15,000
  • Rates as low as 7.99%*
  • Personalized guidance through every step

*Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions are subject to change without notice. For a $15,000 car loan with a 60 month term at 7.99% APR, the monthly payment will be approximately $305.00. Loans over $5,000 may require a co-maker. Not all applicants will qualify. Under Age 18 requires co-maker and valid driver's license. There is a $25.00 loan application fee.

Discounts

Auto Buying Discount through TrueCars

  • No haggle car buying discount service
  • No restrictions on makes or models
  • Driven by local dealer participation
  • Learn more

Auto Buying Discount through Enterprise Car Sales

  • No haggle car buying discount service
  • Thousands of makes and models
  • 109 Point Inspection by an independent, Certified ASE Technician
  • 7 Day Repurchase Policy and 12/12 Limited Powertrain Warranty
  • Learn more
July 2017 Special

Summer Fun For Everyone!

Refinance or purchase a new or used car at a low rate and receive a gas card up to $100!
Loans subject to credit approval. Advertised “as low as" APR assumes excellent credit history and maximum rate discount of 0.50% for ACH/automatic payment. Your actual APR may vary based on your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms and conditions are subject to change without notice. Must qualify for membership. $25.00 loan processing fee. Current ACCU loans not eligible. For 1.99% rate, vehicle age no older than 3 model years back; maximum term 36 months, longer terms available for nominal rate increase. Used cars are subject to Kelley Blue Book valuation. Estimated monthly payment is $430.00 for a $15,000 car loan with a 36-month term at 1.99% APR. $20,000 minimum loan balance required for the $100.00 gift card offer. $15,000 minimum loan balance for the $75.00 gift card offer. $10,000 minimum loan balance for the $50.00 gift card offer. Promotional funds may be subject to 1099 reporting. Any applicable taxes are the responsibility of the member. Gift Card offer expires 07/31/2017.