Whether you're driving the kids to school every day or planning a cross-country road trip, it's important to have a reliable vehicle. Let ACCU help finance your next car, truck, or van at a rate that works with your budget.

Details

If you already own your car outright or if your car is worth more than you owe with another financial institution, our auto equity loans can work for you. Contact us to learn more.

First Time Buyers

Our First Time Car Buyer Program is designed for young adults with no credit history. You may find it difficult to find loan approval at many financial institutions, but America's Christian CU is committed to helping you gain your financial footing.

  • No credit history required
  • Maximum loan amount is $15,000
  • Personalized guidance through every step
Car Buying Discounts

Auto Buying Discount through TrueCars

  • No haggle car buying discount service
  • No restrictions on makes or models
  • Driven by local dealer participation
  • Learn more

Auto Buying Discount through Enterprise Car Sales

  • No haggle car buying discount service
  • Thousands of makes and models
  • 109 Point Inspection by an independent, Certified ASE Technician
  • 7 Day Repurchase Policy and 12/12 Limited Powertrain Warranty
  • Learn more

* APR = Annual Percentage Rate.

Auto Loans See Details

Loan TypeRates (APR* as low as)
Traditional Auto 1.99%
First-Time Auto Buyer 8.49%
Small Recreational Vehicles (Watercraft, Motorcycle 5.45%
Recreational Vehicles (Travel trailer, Motorhome, Van conversions, Fifth-Wheel 4.49%

*APR = Annual Percentage Rate.

Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.50% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Rates, terms, and conditions are subject to change without notice. Additional restrictions apply. Used vehicles are subject to Kelly Blue Book valuation. For a $15,000 auto loan with a 60-month term at 2.24%APR, the approximate monthly payment will be is $265.00. There is a $25.00 loan application fee. Not all applicants will qualify. 

First-time auto buyer: Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice.For a  $15,000.00 auto loan with a 60-month term at 8.99%APR, the approximate monthly payment is $312.00. Loans over $5,000 may require a co-maker. Not all applicants will qualify. Under Age 18 requires co-maker and valid driver's license is required. There is a $25.00 loan application fee.