Patience is a virtue — and one that pays very well. Place funds you don't immediately need in a certificate to enjoy greater returns than a savings account. Fixed rates are guaranteed for the length of the term you choose.

Details
  • Greater returns than savings accounts
  • No risk, no markets to watch
  • Fixed rate guaranteed for term (from 3 months to 5 years)
  • Higher rates for longer terms
  • Penalty on earnings for early withdrawal
  • $1,000 minimum deposit to open

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for consumer accounts up to $200,000 by American Share Insurance.

Personal Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 0.70% 0.70% Fixed Monthly
6 Month $1,000 0.80% 0.80% Fixed Monthly
9 Month $1,000 0.95% 0.95% Fixed Monthly
12 Month $1,000 1.20% 1.21% Fixed Monthly
18 Month $1,000 1.30% 1.31% Fixed Monthly
24 Month $1,000 1.55% 1.56% Fixed Monthly
36 Month $1,000 1.75% 1.76% Fixed Monthly
48 Month $1,000 2.15% 2.17% Fixed Monthly
60 Month $1,000 2.45% 2.48% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.

Personal Membership Forms

Become a Member

Additional Account Forms

Membership Information 

  • Consumer Account Fee Schedule ( Print )
  • Overdraft Privilege Program Disclosure ( Print )
  • Statement of Faith ( Print )