We offer two smart ways to enhance your savings without locking up funds. Our Money Market Account is tiered for higher rates as your balance increases.
Money Market Account
- Earn competitive dividends on balance of $2,500 or more
- Tiered rate structure
- Dividends paid monthly
- Higher rates than regular savings
- No monthly service fee
- Up to 6 free withdrawals per month (Reg D limits apply1)
- No monthly maintenance fee Online Banking
- No monthly maintenance fee E-Statements
- No monthly maintenance fee Mobile Banking
- $2,500 minimum deposit to open
Are you a current ACCU member? Give us a call to easily open your account over the phone!
Add flexibility to our basic Money Market with Money Market Plus.
- $10 monthly service charge if balance falls below $25,000
- $25,000 minimum deposit to open
Federally insured by the National Credit Union Administration to $250,000.
Excess coverage for consumer accounts up to $200,000 by American Share Insurance.
1) Regulation D limits certain account transfers/withdrawals to six (6) per calendar month. Limited transactions include: Pre-authorized, automatic, online or telephone withdrawals or transfers to the member’s own account at the credit union or that of a third party; transfers or withdrawals made by check, draft, debit card or similar payable to a third party; overdraft transfer services. Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals made by the member in person or through an ATM, by mail or by telephone (which results in the mailing of a check made payable to the member). If the accountholder attempts to exceed these transfer limits a fee may be imposed and the credit union may reclassify or close the account. See Truth in Savings for full disclosure.
Money Market Account Learn More
|Product||Minimum Deposit to Open Account||Minimum Balance to Earn Dividends||Dividend Rate||APY||Rate Type||Compounded / Paid|
|Money Market Tier #1||$100||$0 - $2,499.99||0.10%||0.10%||Variable||Monthly|
|Money Market Tier #2||$2,500||$2,5000 - $49,999.99||0.30%||0.30%||Variable||Monthly|
|Money Market Tier #3||$2,500||$50,000 - $99,999.99||0.30%||0.30%||Variable||Monthly|
|Money Market Tier #4||$2,500||$100,000 - $249,999||0.35%||0.35%||Variable||Monthly|
|Money Market Tier #5||$2,500||$250,000 and up||0.40%||0.40%||Variable||Monthly|
Personal Membership Forms
Become a Member
- Membership Application and Account Agreement ( Apply Online I e-Sign I Print )
- Personal Profile ( e-Sign I Print )
If submitting a paper application, please complete the Membership Application and Account Agreement and a Personal Profile for each account holder.
- Custodial/Fiduciary Application and Account Agreement ( e-Sign l Print )
- Designation of Beneficiary ( e-Sign l Print )
- Trust Application and Account Agreement ( e-Sign l Print )
- Youth Account Agreement (Apply Online I e-Sign I Print )
Additional Account Forms
Existing Member - Add Accounts
- New Account Agreement ( Apply Online l Print )
- New Account Agreement with One-Time Debit ( Apply Online I Print )
- Account Closure Request ( e-Sign I Print )
- ACH Stop Payments ( e-Sign l Print )
- Address Change ( e-Sign l Print )
- ATM Acceptance Form ( Print )
- Courtesy Pay Opt-In ( Print )
- Debit Card Acceptance Form ( Print )
- Direct Deposit ( Print )
- Name Change ( e-Sign l Print )
- One-time Debit Authorization ( e-Sign I Print )
- Order New Checks ( Order Online )
- Unauthorized ACH ( e-Sign l Print )
- Unauthorized Check Affidavit ( e-Sign l Print )