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As a high school student just beginning to earn your own money, it's important to have a safe place to stow those funds. With college just around the corner, you'll be glad to have a growing cash cushion that belongs to you. Open your savings account today!

Federally insured by the National Credit Union Administration to $250,000. 

Excess coverage for consumer accounts up to $200,000 by American Share Insurance.

1) Regulation D limits certain account transfers/withdrawals to six (6) per calendar month. Limited transactions include: Pre-authorized, automatic, online or telephone withdrawals or transfers to the member’s own account at the credit union or that of a third party; transfers or withdrawals made by check, draft, debit card or similar payable to a third party; overdraft transfer services. Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals made by the member in person or through an ATM, by mail or by telephone (which results in the mailing of a check made payable to the member). If the accountholder attempts to exceed these transfer limits a fee may be imposed and the credit union may reclassify or close the account. See Truth in Savings for full disclosure.

Personal Checking and Savings

Product Minimum Deposit to Open Account Minimum Balance to Earn Dividends Dividend Rate APY Rate Type Compounded / Paid
Basic Checking $15 N/A N/A N/A N/A N/A
Secure Checking $10 $1,500 0.10% 0.10% Variable Monthly
Regular Share / Savings $0 $100 0.25% 0.25% Variable Quarterly
Buddy Bee Savings $0 $25 0.35% 0.35% Variable Quarterly
Varsity Savings $0 $25 0.35% 0.35% Variable Quarterly
Varsity Checking $5 N/A N/A N/A N/A N/A
College Student Savings $0 $100 0.25% 0.25% Variable Quarterly
College Student Checking  $5 N/A N/A N/A N/A N/A
Christmas Club Account* $10 $10 0.40% 0.40% Variable Monthly
Vacation Club Account* $5 $5 0.40% 0.40% Variable Quarterly
EduShare™ $50 $50 0.50% 0.50% Variable Quarterly

*Maximum account balance: $20,000. If balance exceeds $20,000, the rate drops to the regular share/savings rate.

Personal Membership Forms

Become a Member

Additional Account Forms

Membership Information

  • Consumer Fee Schedule ( Print )
  • Overdraft Privilege Program Disclosure ( Print )
  • Statement of Faith ( Print )

Member Relations

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800.343.6328 Option #6

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