As a high school student just beginning to earn your own money, it's important to have a safe place to stow those funds. With college just around the corner, you'll be glad to have a growing cash cushion that belongs to you. Open your savings account today!
Federally insured by the National Credit Union Administration to $250,000.
Excess coverage for consumer accounts up to $200,000 by American Share Insurance.
1) Regulation D limits certain account transfers/withdrawals to six (6) per calendar month. Limited transactions include: Pre-authorized, automatic, online or telephone withdrawals or transfers to the member’s own account at the credit union or that of a third party; transfers or withdrawals made by check, draft, debit card or similar payable to a third party; overdraft transfer services. Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals made by the member in person or through an ATM, by mail or by telephone (which results in the mailing of a check made payable to the member). If the accountholder attempts to exceed these transfer limits a fee may be imposed and the credit union may reclassify or close the account. See Truth in Savings for full disclosure.
Personal Checking and Savings
|Product||Minimum Deposit to Open Account||Minimum Balance to Earn Dividends||Dividend Rate||APY||Rate Type||Compounded / Paid|
|Regular Share / Savings||$0||$100||0.10%||0.10%||Variable||Quarterly|
|Buddy Bee Savings||$0||$25||0.15%||0.15%||Variable||Quarterly|
|College Student Savings||$0||$100||0.10%||0.10%||Variable||Quarterly|
|College Student Checking||$5||N/A||N/A||N/A||N/A||N/A|
|Christmas Club Account*||$10||$10||0.20%||0.20%||Variable||Monthly|
|Vacation Club Account*||$5||$5||0.20%||0.20%||Variable||Quarterly|
*Maximum account balance: $20,000. If balance exceeds $20,000, the rate drops to the regular share/savings rate.
Personal Membership Forms
Become a Member
- Membership Application and Account Agreement ( Apply Online I e-Sign I Print )
- Personal Profile ( e-Sign I Print )
If submitting a paper application, please complete the Membership Application and Account Agreement and a Personal Profile for each account holder.
- Custodial/Fiduciary Application and Account Agreement ( Print )
- Designation of Beneficiary ( e-Sign l Print )
- Trust Application and Account Agreement ( Print )
- Youth Account Agreement (Apply Online I Print )
Additional Account Forms
Existing Member - Add Accounts
- New Account Agreement ( Apply Online l Print )
- New Account Agreement with One-Time Debit ( Apply Online I Print )
- Account Closure Request ( e-Sign I Print )
- ACH Stop Payments ( e-Sign l Print )
- Address Change ( e-Sign l Print )
- Courtesy Pay Opt-In ( Print )
- Debit Card Acceptance Form ( Print )
- Direct Deposit ( Print )
- Name Change ( e-Sign l Print )
- One-time Debit Authorization ( e-Sign I Print )
- Order New Checks ( Order Online )
- Unauthorized ACH ( e-Sign l Print )
- Unauthorized Check Affidavit ( e-Sign l Print )