The future is now! Parents and grandparents can open this account in a child's name to invest for their future education. The rates are greater than regular savings and the dedicated funds remain federally insured.

Details
  • Greater returns than savings accounts
  • Can be opened for any child with Social Security number
  • Parent, guardian, or grandparent must be joint owner
  • Savings dedicated for future education expenses
  • Withdrawal limits apply1
  • No penalty if withdrawal payable to school
  • Joint owner's signature required for any withdrawals up to age 18

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for consumer accounts up to $200,000 by American Share Insurance.

1) Regulation D limits certain account transfers/withdrawals to six (6) per calendar month. Limited transactions include: Pre-authorized, automatic, online or telephone withdrawals or transfers to the member’s own account at the credit union or that of a third party; transfers or withdrawals made by check, draft, debit card or similar payable to a third party; overdraft transfer services. Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals made by the member in person or through an ATM, by mail or by telephone (which results in the mailing of a check made payable to the member). If the accountholder attempts to exceed these transfer limits a fee may be imposed and the credit union may reclassify or close the account. See Truth in Savings for full disclosure.

Personal Membership Forms

Become a Member

Additional Account Forms

Membership Information 

  • Consumer Fee Schedule ( Print )
  • Overdraft Privilege Program Disclosure ( Print )
  • Statement of Faith ( Print )

Personal Checking and Savings

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded/Paid
Basic Checking $15 N/A N/A N/A N/A N/A
Secure Checking $10 $1,500 0.10% 0.10% Variable Monthly
Regular Share / Savings $0 $100 0.25% 0.25% Variable Quarterly
Buddy Bee Savings $0 $25 0.35% 0.35% Variable Quarterly
Varsity Savings $0 $25 0.35% 0.35% Variable Quarterly
Varsity Checking $5 N/A N/A N/A N/A N/A
College Student Savings $0 $100 0.25% 0.25% Variable Quarterly
College Student Checking $5 N/A N/A N/A N/A N/A
Christmas Club Account (Max. Acct. Balance: $20,000) $10 $10 0.40% 0.40% Variable Monthly
Vacation Club Account (Max. Acct. Balance: $20,000) $5 $5 0.40% 0.40% Variable Quarterly
EDUSHARE® $50 $50 0.50% 0.50% Variable Quarterly