Adoption Loans
Adoption Loans

Adoption Loans

We believe that every child deserves a forever family. Since 2009, over 1,000 children have found their forever family through the Adoption Loan Program from America's Christian Credit Union. We are passionate about supporting the work of organizations that are helping 143 million orphans worldwide.


Adopting one of God's children into a good home is one of the greatest callings. Many families are eager to adopt, but the costs stand in the way. America's Christian CU can help.


Our mission is "To Reach, Serve and Teach," and we can't imagine a greater way to live that mission than to extend the Christian family. We've designed an affordable solution for families wanting to adopt.

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Adoption Loan

  • Apply Now!
  • Rates as low as 8.40% APR*
  • Loan amounts up to $50,000
  • Terms up to 84 months
  • Domestic and international adoptions
  • Can finance travel costs to foreign countries
  • Refinance existing loan to a lower rate with us
  • Loan Protection Services available
  • See our current rates.
  • *Annual Percentage Rate

Equity Adoption Loan

  • Apply Now!
  • Use your home or auto equity to secure the loan
  • Lower fixed rate
  • Longer term (allows you a lower payment)
  • Up to 80% home loan to value, 100% auto loan to value
  • Domestic and international adoptions
  • Can finance travel costs to foreign countries
  • No closing cost or annual fees (Home Equity Only)
  • Possible tax deduction - ask your tax consultant
  • Refinance existing loan to a lower rate with us
  • Loan Protection Services available
  • See our current rates.

Adoption Grant Visa

Adoption Grant Application

Every purchase made with an Adoption Grant VISA card contributes to our special fund for adoptive families. To apply for the Adoption Grant, click here and complete the application.

"Your organization has made a huge difference for us in our adoption! We could not have done it without you. We are so thankful for the adoption grant to help out with the many costs of having a new baby. We are so blessed to have found you."

-- The Fulghums, our 500th adoptive family and recipient of our first ACCU Adoption Grant

Adoption Story Collection