Personal
Credit Cards

Visa® Signature Rewards Card

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America’s Christian Credit Union’s first cash back option card is geared to help you maximize the most from your daily spending with rewards redeemable for cash back, travel, gift cards and merchandise. When you make purchases using your Visa Signature Rewards Card your spending benefits churches, ministries, and schools through our special GiveBack partnerships.

The Signature Difference
  • No Annual Fee
  • 0% introductory APR* on purchases and balance transfers for the first six-months from card issuance
  • Earn 12,500 points with your new Visa Signature Rewards Card:
    • Receive 2,500 points on your first card transaction
    • Receive 10,000 points if you spend $3,000 in the first 90 days
  • Earn points for every purchase and double points for any charitable organizational purchase
    • 1.25 points per $1 spent on purchases
    • 2.50 points per $1 spent at charitable organizations
  • Points can be redeemed for Cash, Travel, Merchandise, and Gift Cards at CURewards
  • Minimum Credit Line of $5,000

View the full disclosure for Visa Signature Card to learn more

Visa Giveback Program

America's Christian Credit Union offers a Visa credit card like no other. Because a portion of every purchase made with the card is directed to ministries. It is one more way for you to support transformative charities...this time without a dime out of your pocket, because ACCU is making the monetary contribution.

Several ministries have been selected to join our GiveBack Program to help fund their missions, including New Beginnings Adoption & Family Services, The Legacy Center, and the World Mission Broadcast project of the Church of the Nazarene.

"Thanks so much for what you're doing with the new Visa GiveBack Program and to know that the World Mission Broadcast is getting the benefit means more to me than I know how to tell you. I'm watching WMB change lives. What you're doing is a direct connection with transformation. Thanks for all you're doing!"

— Dr. Jesse C Middendorf - General Superintendent, Church of the Nazarene

Additional Benefits & Security Features
  • Transaction Alerts
  • CardLock
  • 24/7 online access
    • Quickly view past, current and pending transactions
    • Pay your bill online
    • See your summary data for any registered account
    • Download transactions into other programs
    • Check your CURewards™ points balance
  • Set up payments on Auto-Pay
  • Debt Protection available
  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement and Card Replacement  
  • Lost or Stolen Card Reporting
  • Roadside Dispatch
  • Travel and Emergency Assistance Services
  • Visa Signature Concierge
  • Warranty Manager Service
  • Year-End Summary Statement
  • Zero Liability
Transfer My Existing ACCU Visa Credit Card

Easily transfer your existing ACCU Visa card to a Visa Signature Rewards Credit Card by filling out this form and we will handle the rest.

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Visa®

Visa Application

  • Visa Platinum Credit Card Application ( Print )
  • Visa Signature Credit Card Application ( Print )

Forms

  • Visa Auto-Pay Authorization ( e-Sign )
  • Visa Authorized User ( e-Sign )
  • Credit Card Conversion Request ( e-Sign )
  • Balance Transfer Request ( Print I e-Sign )
  • Credit/Debit Fraud and Forgery Form ( Print I e-Sign )
  • Transaction Dispute ( Print I e-Sign )

Visa Credit Card Rates

Card TypeRate (APR* as low as)Minimum Credit Line Available
Giveback Platinum Visa 11.90% $1,000
Platinum Rewards Visa 12.40% $1,000
Visa Signature Card 11.65% $5,000
Share-Secured Visa 19.49% $1,000



*APR = Annual Percentage Rate. 

View the full disclosure for Visa Platinum and Visa Platinum with rewards to learn more.

Visa Platinum and Visa Platinum with rewards: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 11.65% to 16.65% or 12.15% to 17.15% depending on product type. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa GiveBack Platinum credit card may be approved for a Share-Secured Visa credit card. Rates, terms and conditions subject to change.  Offer not valid on current ACCU loans. Subject to credit approval.

View the full disclosure for Visa Signature Card to learn more.

Visa Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 11.40% to 19.40%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Signature Rewards Card may be approved for a Visa Platinum or Share-Secured Visa credit card. Rates, terms and conditions subject to change.  Offer not valid on current ACCU loans. Subject to credit approval.