A timed certificate presents a church or ministry a safe, easy way to maximize its organization's money. You can earn more than regular savings or money markets — with none of the risk associated with investment markets.

  • Greater returns than savings accounts
  • No risk, no markets to watch
  • Fixed rate guaranteed for term (from 3 months to 5 years)
  • Higher rates for longer terms
  • Penalty on earnings for early withdrawal
  • $1,000 minimum deposit to open

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for corporate accounts up to $200,000 by American Share Insurance.