Your church and ministry have unique financial needs and sensitivities most financial institutions are not familiar with. But at America's Christian Credit Union, they are our specialty. From parsonage construction to maintenance equipment and everything in between, ACCU has an efficient process to save you time and money. We'll tailor a loan solution to your circumstances to achieve maximum benefit to your congregation.

  • We can offer low rates on loans because:
    • We are a not-for-profit credit union
    • Our mission is to help ministries extend God's reach
  • In-house Construction Loan Management
  • Quick decision making
  • Streamlined application process
  • Use for wide range of purposes
  • Unsecured signature loans available (no collateral required)
  • Savings-secured loans available
  • Refinance existing loans
    • Get lower interest rate
    • Lower your monthly payments
    • No minimum amount required
  • Peace of mind that all interest is being used to support other Christian ministries
Savings-Secured Loans

Get our lowest rate by using your deposits at America's Christian CU as collateral.

  • Use your savings or Term Share Certificate deposits as security pledge
  • Continue earning dividends on deposits
  • Interest rate only 3% above dividend earnings
  • Access to funds without depleting your savings
  • Easy loan approval