A timed certificate presents a church or ministry a safe, easy way to maximize its organization's money. You can earn more than regular savings or money markets — with none of the risk associated with investment markets.

  • Greater returns than savings accounts
  • No risk, no markets to watch
  • Fixed rate guaranteed for term (from 3 months to 5 years)
  • Higher rates for longer terms
  • Penalty on earnings for early withdrawal
  • $1,000 minimum deposit to open
General Assembly - Attendee Special (EXTENDED)

2.00% APY* on a 2-year Term Share Certificate up to $20,000.00

July Term Share Certificate Special: *APY – *APY = Annual Percentage Yield. The Special 2/2/2 High-Yield Certificate has a $1,000.00 minimum balance and $20,000.00** maximum aggregate balance per household. Existing members are eligible. Account must be funded with new funds or funds deposited less than 30 days prior to opening.  Early withdrawal penalties do apply which may reduce the principal. Offer valid through 08/31/2017. All program rates, offer, terms and conditions are subjection to change without notice. Certain restrictions apply.

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for corporate accounts up to $100,000 by American Share Insurance.

Ministry Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 0.55% 0.55% Fixed Monthly
6 Month $1,000 0.65% 0.65% Fixed Monthly
9 Month $1,000 0.75% 0.75% Fixed Monthly
12 Month $1,000 0.85% 0.85% Fixed Monthly
18 Month $1,000 0.95% 0.95% Fixed Monthly
24 Month $1,000 1.25% 1.26% Fixed Monthly
36 Month $1,000 1.55% 1.56% Fixed Monthly
48 Month $1,000 1.95% 1.97% Fixed Monthly
60 Month $1,000 2.25% 2.27% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.