We've designed this unique account to assist churches and ministries undergoing a capital campaign program for specific growth projects. American Christian CU allows you to grow tithes and offerings at a steady pace, increasing your dividend earnings, until the church is ready for your specified project.

  • Higher dividends than regular money market (25 basis points higher)
  • No monthly service fee
  • Tiered rate structure
  • Dividends paid monthly
  • Purposeful planning tool
    • Church building project
    • Growth project
    • Construction/expansion
    • Planning for a large purchase
  • Easy transfer to ACCU checking account when funds are needed
    • Documentation required for transfers
  • $25,000 minimum deposit to open and maintain account
  • Restricted to 6 pre-authorized, automated or telephone transfers/withdrawals per month

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for corporate accounts up to $100,000 by American Share Insurance.

Ministry Money Market Plus Account See Details

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded/Paid
Money Market Account Tier #1 $2,500 $2,500 0.50% 0.50% Variable Monthly
Money Market Plus Tier #1* $25,000 $25,000 - $49,999.99 0.60% 0.60% Variable Monthly
Money Market Plus Tier #2 $25,000 $50,000 - $99,999.99 0.65% 0.65% Variable Monthly
Money Market Plus Tier #3 $25,000 $100,000 and up 0.70% 0.70% Variable Monthly

*If balance falls below $25,000, the rate drops to the MMA tier 1 rate and $10 monthly service fee