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America's Christian CU
America's Christian Credit Union

ACH Origination

Easily move funds in and out of your organization and spend more time on achieving your Kingdom-building goals.
ACH Origination & Remote Deposit Capture
Choose one or both services upon enrollment

ACH Origination

Send and receive ACH Transactions and Wires from our Mobile App or a Computer Browser.

 

Remote Deposit Capture

Deposit multiple checks at a time from the convenience of your home or office computer with a physical scanner.

ACH Origination Product Highlights
  • A host of time-saving features
  • Examine trends to identify areas where financial strength can be improved
  • Streamlined efficiencies to enhance cash flow
  • ACH (Automated Clearing House) services to collect and disburse electronic payments including payroll
  • Detailed balance reporting
  • Information easily imported into QuickBooks® and Quicken®
  • Multi-layered security controls
  • Designate unique levels of access for different user
  • 24/7 access anywhere with internet
Additional Features

Standard Entry Class (SEC) Codes

Used to identify the NACHA payment type

Application TitleApplication DescriptionRecipient Consumer/BusinessRecipients Debit/CreditYour Organizations Debit/Credit
PPDPrearranged Payment and Deposit Entry for direct debit/credit to/from a personal accountConsumer onlyDebit or CreditDebit or Credit
CCDCorporate Credit or DebitEntry for direct debit/credit to/from a corporate accountCorporate onlyDebit or CreditDebit or Credit

Transaction Types

Application DescriptionRecipient Consumer/BusinessRecipients Debit/CreditYour Organizations Debit/Credit
ACH CollectionCollecting funds from multiple recipients at a timeConsumer or CorporateDebiting onlyCrediting only
ACH BatchSending funds to multiple recipients at a timeConsumer or CorporateCrediting onlyDebiting only
ACH PaymentSending funds to one recipient at a timeConsumer or CorporateCrediting only Debiting only
ACH ReceiptCollecting funds from one recipient at a timeConsumer or CorporateDebiting only Crediting only
PayrollSending funds to multiple recipients at a timeConsumer or CorporateCrediting onlyDebiting only
WireSending funds to one recipient at a timeConsumer or CorporateCrediting onlyDebiting only
ACH PassThruImport a formatted NACHA created in an outside software, containing multiple batchesConsumer or CorporateDebit or CreditDebit or Credit

Recipients

A recipient is a person or business with whom your business may exchange funds. You can manage and create the recipients for ACH and Wire Transactions, and then you can send or receive payments from a recipient. You will need to retrieve the recipient and the recipient’s financial institution’s information from the recipient. The recipient will need to retrieve their own financial institution’s information to provide to you. After a recipient is created, you can include them in single and multiple payments or templates. Each recipient entry contains the recipient’s contact and account information.

Wires

Wires are a way to send funds domestically or internationally to a person or organization.

  • An international wire is a wire going to a person or organization that resides outside the United States
  • A domestic wire is a wire going to a person or organization that resides within the United States

Separate wire fees will apply. Please see our Fee Schedule for details.

ACH Origination & Remote Deposit Capture Guide

Compare Services
To review the full Corporate Fee Schedule, click here.

ACH Origination + Remote Deposit Capture BundleRemote Deposit CaptureACH Origination
Cost$40.00 per month$25.00 per month$25.00 per month
Account to Account Transfers
Account and Transaction Reports
Balance Alerts
Check Imaging
Remote Deposit Capture
Fraud Control
Real-Time Account Access
Unlimited Bill Pay
Stop Payment Requests
Wire Transfer Requests
ACH Originations