Our monthly promotions are always changing, check back frequently to see our specials and offers for members. 

Save Now: Visa® Credit Cards Balance Transfer**

Commit to saving more in the new year! 

Start the new year off right when you transfer the balance of higher-rate credit cards to an ACCU Visa credit card. We are waiving the fee for balance transfers to help you pay-off holiday spending quickly.

If you are ready to get rid of high-interest credit card debt, please complete the balance transfer form or call our Visa desk at 1-800-343-6328 with any questions. 

Ready to open an ACCU Visa credit card with a great rate and that gives back to ministries.

*APY = Annual Percentage Yield.

**Visa® Credit Cards Balance Transfer:

Apply online for Visa® Signature rewards credit card at http://www.americaschristiancu.com/visasignature. Call 1-800-343-6328 to set up the balance transfer. Offer is only available to consumer members. At this time we do not offer balance transfers to corporate accounts. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Visa Signature Rewards Credit Card: Minimum credit line of $5,000.00. Applicants who do not qualify for the Visa Signature Rewards Credit Card may be approved for a Visa Platinum credit card or Share-Secured Visa credit card. Rates, terms, and conditions subject to change. Offer valid through March 31, 2018.

***60th Anniversary Celebration Term Share Certificate:

The special high-yield 15-month term share certificate has a $1,000.00 minimum balance and $60,000.00 maximum aggregate balance per member. Existing members are eligible. Account must be funded with new funds or funds deposited less than 30 days prior to opening. Early withdrawal penalties do apply which may reduce the principal. At maturity, this Term Share Certificate (TSC) will automatically renew for a 12-month term at the current 12-month TSC rate unless we are notified in writing prior to the maturity date. Offer valid through January 31, 2018. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply. Must qualify for membership. A one-time $2 membership fee may apply. A savings or checking account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance. An Equal Housing Lender.

****New Member Term Share Certificate:

The 12-month term certificate has a $1,000.00 minimum balance and $4,000.00 maximum balance per member. Only new members are eligible. Account must be funded with new funds or funds deposited less than 30 days prior to opening. Early withdrawal penalties do apply which may reduce the principal. At maturity, this Term Share Certificate (TSC) will automatically renew for a 12-month term at the current 12-month TSC rate unless we are notified in writing prior to the maturity date. Offer valid through March 31, 2018. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply.  Must qualify for membership. A one-time $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance. An Equal Housing Lender.

Personal Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 0.55% 0.55% Fixed Monthly
6 Month $1,000 0.65% 0.65% Fixed Monthly
9 Month $1,000 0.75% 0.75% Fixed Monthly
12 Month $1,000 0.85% 0.85% Fixed Monthly
18 Month $1,000 0.95% 0.95% Fixed Monthly
24 Month $1,000 1.25% 1.26% Fixed Monthly
36 Month $1,000 1.55% 1.56% Fixed Monthly
48 Month $1,000 1.95% 1.97% Fixed Monthly
60 Month $1,000 2.25% 2.27% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.

Visa Credit Card Rates

Card TypeRate (APR* as low as)Minimum Credit Line Available
Giveback Platinum Visa 11.40% $1,000
Platinum Rewards Visa 11.90% $1,000
Visa Signature Card 11.15% $5,000
Share-Secured Visa 18.99% $1,000



*APR = Annual Percentage Rate. 

View the full disclosure for Visa Platinum and Visa Platinum with rewards to learn more.

Visa Platinum and Visa Platinum with rewards: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 11.40% to 16.40% or 11.90% to 16.90% depending on product type. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa GiveBack Platinum credit card may be approved for a Share-Secured Visa credit card. Rates, terms and conditions subject to change.  Offer not valid on current ACCU loans. Subject to credit approval.

View the full disclosure for Visa Signature Card to learn more.

Visa Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 11.15% to 19.15%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Signature Rewards Card may be approved for a Visa Platinum or Share-Secured Visa credit card. Rates, terms and conditions subject to change.  Offer not valid on current ACCU loans. Subject to credit approval.