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New Member Term Share Certificate:

The 12-month term certificate has a $1,000.00 minimum balance and $4,000.00 maximum balance per member. Only new members are eligible. Account must be funded with new funds or funds deposited less than 30 days prior to opening. Early withdrawal penalties do apply which may reduce the principal. At maturity, this Term Share Certificate (TSC) will automatically renew for a 12-month term at the current 12-month TSC rate unless we are notified in writing prior to the maturity date. Offer valid through July 31, 2018. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply.  Must qualify for membership. A $2 membership fee may apply. Savings or Checking Account is required to fund the account. The credit union is federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance. An Equal Housing Lender.

Personal Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 0.70% 0.70% Fixed Monthly
6 Month $1,000 0.80% 0.80% Fixed Monthly
9 Month $1,000 0.95% 0.95% Fixed Monthly
12 Month $1,000 1.20% 1.21% Fixed Monthly
18 Month $1,000 1.30% 1.31% Fixed Monthly
24 Month $1,000 1.55% 1.56% Fixed Monthly
36 Month $1,000 1.75% 1.76% Fixed Monthly
48 Month $1,000 2.15% 2.17% Fixed Monthly
60 Month $1,000 2.45% 2.48% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.

Personal Loans

Loan TypeRate (APR* as low as)
Signature (12 months)** 6.99%
Signature (up to 36 months) 7.50%
G.O.O.D. (Get Out Of Debt) Loan (up to 36 months) 6.99%
Signature (37 months - 60 months) 7.99%
Overdraft/Line of Credit 9.00%

*APR = Annual Percentage Rate

** Signature loan at 12 months has a maximum loan amount of $5,000.00.

For a $10,000 Personal Loan with a 60 month term at 7.99% APY, the monthly payment will be $203.00.