Our monthly promotions are always changing, check back frequently to see our specials and offers for members. 

November Special - Personal

Fall Into Savings Term Share Certificate

Leaves May Be Falling But Our Deposit Rates Are Rising!

Save more, earn more with a special high-yield Term Share Certificate (TSC) from America’s Christian Credit Union. Earn up to 2.85% APY* when you open a Saver TSC and set up a qualifying direct deposit**. Take advantage of this great offer before December 31, 2018!

Certificate Details:

  • 2.45% APY1 for 16-months
  • 0.40% rate bump with qualifying direct deposit2
  • $5,000 minimum deposit
  • $250,000 maximum deposit
  • No monthly maintenance fees3
  • Federally insured by the NCUA and additionally by ASI

Open Now!

Not a member yet? Get started by clicking here.

Not sure if you qualify? Call us at 1-800-343-6328

Visa® Signature Rewards credit card

Our Visa® Signature Rewards credit card is like no other because you earn rewards points redeemable for cash back, travel, gift cards and merchandise plus a portion of every purchase made is directed to ministries4.

  • No Annual Fee
  • 0% introductory APR5 on purchases and balance transfers for the first six-months from card issuance. After introductory period rate will be as low as 12.15% APR.
  • Earn over 60,000 bonus rewards points:
    • Receive 10,000 bonus rewards points upon card issuance
    • Receive 2,500 bonus rewards points on first transaction
    • Receive 50,000 bonus rewards points if you spend $3,000 in the first 90 days6
  • Earn rewards points on everyday purchases:
    • Earn 1.25 points per $1 spent on purchases
    • Earn 2.50 points per $1 spent at charitable organizations
  • Credit lines up to $30,000

Apply Now!

Learn more about Visa Signature Rewards credit cards.

Learn more about our Giveback Partners.

November Special - Ministry & Business

Fall Into Savings Term Share Certificate

Leaves May Be Falling But Our Deposit Rates Are Rising!

Maximize your savings with a special high-yield Term Share Certificate (TSC) from America’s Christian Credit Union. Earn up to 2.85% APY* when your organization opens a Saver TSC alongside a new or existing business product**. Take advantage of this great offer before December 31, 2018!

Certificate Details:

  • 2.45% APY1 for 16-months
  • 0.40% rate bump with qualifying secondary business product2
  • $5,000 minimum deposit
  • $250,000 maximum deposit
  • No monthly maintenance fees3
  • Federally insured by the NCUA and additionally by ASI

INQUIRE NOW

Have a question for our corporate relations team? Call us at 1-800-343-6328

Capital Campaign Money Market Account 

Watch your savings grow faster with a high-rate Capital Campaign Money Market designed specifically for churches and ministries looking to expand. ACCU allows you to grow tithes and offerings at a steady pace, increasing your dividend earnings, until the church is ready for your specified project. This great savings account, with no term and no penalty for withdrawals**, helps you strengthen your ministry.

Up to 1.00% APY1

  • Earn competitive dividends on balances of $25,000 or more paid monthly
  • Tiered rate structure - the higher your balance, the more interest you’ll earn
  • Unlimited deposits and up to 6 withdrawals per month5
  • Federally insured by the NCUA and additionally by ASI
  • APY is variable and can change after the account is opened

INQUIRE NOW

Have a question for our corporate relations team? Call us at 1-800-343-6328

New Member Special

Welcome to America's Christian Credit Union. As a special thank you for choosing to bank with someone who invests in Kingdom causes, we are offering a new member term share certificate to start your investments off right! Each dollar invested at America's Christian Credit Union (ACCU) is used to provide loan assistance to churches and ministries so they can expand the Kingdom. ACCU can provide peace of mind because funds invested are insured up to the maximum allowable limits by National Credit Union Administration and American Share Insurance. 

4.00% APY1 Certificate Details

  • High fixed rate 
  • 12-month term
  • $1,000 minimum deposit
  • $4,000 maximum deposit per member
  • No service fee
  • NCUA and ASI Insured

OPEN NOW! 

Not a member yet? Get started in opening your high-yield term share certificate by clicking here.

Not sure if you qualify? Call us at 1-800-343-6328

1APY = Annual Percentage Yield

November Special - Personal

Fall Into Savings Term Share Certificate - Annual Percentage Yield and is accurate as of 11/01/2018. APY assumes that dividends will remain in the account until maturity. Minimum deposit is $5,000 and $250,000 maximum balance per member. Early withdrawal penalties do apply which may reduce the principal.  

2 Additional rate bump of 0.40% will be given to members who open a Saver TSC and have a checking account with minimum monthly direct deposit of $1,000.  Direct deposit must be a recurring electronic deposit from you or your joint owner’s paycheck, pension, or government benefit (such as Social Security). The member has 30 days to set up and receive direct deposit to qualify for rate bump. Higher rate effective as of date recurring direct deposit is first credited to the checking account. At maturity, the promotional TSC will renew as a traditional TSC for another 12-month term at the prevailing rate unless we are notified in writing prior to the maturity date. This offer is for new funds or funds deposited less than 30 days prior to opening. Offer valid through 12/31/2018. All program rates, offers, terms and conditions are subject to change without notice. Certain restrictions apply. Existing members are eligible. 

3 No statement fee with online statements. Paper statement fee may apply. Must qualify for membership. 

A $2 membership fee may apply. The credit union is federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance. An Equal Opportunity Housing Lender. Visit www.AmericasChristianCU.com/Promotions to learn more.

4Donation is made by America's Christian Credit Union

5APR = Annual Percentage Rate. Visa Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first six months from issuance of  the credit card. After that, your APR will be 12.15% to 20.15%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Minimum credit line of $5,000. Applicants who do not qualify for the Visa Signature Rewards Card may be approved for a Visa Platinum or Share-Secured Visa credit card. Not all applicants will qualify for the best rate. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply. Offer not valid on current ACCU loans. Balance Transfer Fee is 3% of the amount of each balance transfer.

690 day period begins from the issuance date of the credit card. Credit card opening bonus rewards point offer valid through 12/31/2018.

Must qualify for membership. A $2 membership fee may apply. The credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance. Please speak to a credit union representative for details. Equal Housing Opportunity.

See Terms & Conditions for rate, fee, and other cost information.

November Special - Ministry & Business 

Fall Into Savings Term Share Certificate - Annual Percentage Yield and is accurate as of 11/01/2018. APY assumes that dividends will remain in the account until maturity. Minimum deposit is $5,000 and $250,000 maximum balance per member. Early withdrawal penalties do apply which may reduce the principal.  

Additional rate bump of 0.40% will be given to member organizations who open a Saver TSC and have, or open, a secondary business product such as: checking, savings, money market, business visa, or collateralized lending product. Member organizations have 30 days to set up secondary product to qualify for the rate bump. Higher rate effective as of date secondary product is opened with qualifying deposits, approved, or funded. At maturity, the promotional TSC will renew as a traditional TSC for another 12-month term at the prevailing rate unless we are notified in writing prior to the maturity date. This offer is for new funds or funds deposited less than 30 days prior to opening. Offer valid through 12/31/2018. All program rates, offers, terms and conditions are subject to change without notice. Certain restrictions apply. Existing members are eligible. 

3 No statement fee with online statements. Paper statement fee may apply. Must qualify for membership. 

A $2 membership fee may apply. The credit union is federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance. An Equal Opportunity Housing Lender. Visit www.AmericasChristianCU.com/Promotions to learn more.

Capital Campaign Money Market Account $50,000 minimum deposit to open and maintain account. Minimum balance requirements and maximum activity restrictions apply. Rates above as of 08/15/2018. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply. Existing members are eligible.

5Restricted to 6 pre-authorized, automatic, or telephone transfers/withdrawals per month.

New Member Special - 

New Member Certificate: The 12-month term certificate has a $1,000.00 minimum balance and $4,000.00 maximum balance per member. Only new members are eligible. Account must be funded with new funds or funds deposited less than 30 days prior to opening. Early withdrawal penalties do apply which may reduce the principal. At maturity, this Term Share Certificate (TSC) will automatically renew for a 12-month term at the current 12-month TSC rate unless we are notified in writing prior to the maturity date. Offer valid through September 30, 2018. Must qualify for membership. A $2 membership fee may apply. Current ACCU loans not eligible. Rates, terms, and conditions are subject to change or discontinue at any time, without notice.  

Personal Term Share Certificates See Details

Term Share CertificatesMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 $1,000 1.00% 1.00% Fixed Monthly
6 Month $1,000 $1,000 1.15% 1.16% Fixed Monthly
9 Month $1,000 $1,000 1.45% 1.46% Fixed Monthly
12 Month $1,000 $1,000 1.95% 1.97% Fixed Monthly
18 Month $1,000 $1,000 2.00% 2.02% Fixed Monthly
24 Month $1,000 $1,000 2.25% 2.27% Fixed Monthly
36 Month $1,000 $1,000 2.35% 2.38% Fixed Monthly
48 Month $1,000 $1,000 2.50% 2.53% Fixed Monthly
60 Month $1,000 $1,000 2.95% 2.99% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.

Capital Campaign Money Market Account See Details

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded/Paid
Tier #1 $2,500 $2,500 - $24,999.99 0.75% 0.75% Variable Monthly
Tier #2 $25,000 $25,000 - $49,999.99 0.85% 0.85% Variable Monthly
Tier #3 $50,000 $50,000 and up 1.00% 1.00% Variable Monthly

Personal Money Market Plus Account See Details

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded/Paid
Money Market Tier #1 * $2,500 $2,500 - $24,999.99 0.65% 0.65% Variable Monthly
Money Market Plus Tier #1 $25,000 $25,000 - $49,999.99 0.80% 0.80% Variable Monthly
Money Market Plus Tier #2 $25,000 $50,000 - $99,999.99 0.85% 0.85% Variable Monthly
Money Market Plus Tier #3 $25,000 $100,000 - $249,999.99 0.90% 0.90% Variable Monthly
Money Market Plus Tier #4 $25,000 $250,000 and up 1.00% 1.00% Variable Monthly

*If balance falls below $25,000, the rate drops to the MMA tier 1 rate and $10 monthly service fee