A timed certificate presents a safe, easy way to maximize your organization's money — and is ideal for enjoying greater returns on funds you don't immediately need. Fixed rates are guaranteed for the length of term you choose, so there's zero risk associated with investment markets.

Details
  • Greater returns than savings accounts
  • No risk, no markets to watch
  • Fixed rate guaranteed for term (from 3 months to 5 years)
  • Higher rates for longer terms
  • Penalty on earnings for early withdrawal
  • $1,000 minimum deposit to open

Federally insured by the National Credit Union Administration to $250,000.

Excess coverage for corporate accounts up to $100,000 by American Share Insurance.

Business Term Share Certificates See Details

Term Share CertificatesMinimum BalanceDividend RateAPYRate TypeCompounded/Paid
90 Day $1,000 0.55% 0.55% Fixed Monthly
6 Month $1,000 0.65% 0.65% Fixed Monthly
9 Month $1,000 0.75% 0.75% Fixed Monthly
12 Month $1,000 0.85% 0.85% Fixed Monthly
18 Month $1,000 0.95% 0.95% Fixed Monthly
24 Month $1,000 1.25% 1.26% Fixed Monthly
36 Month $1,000 1.55% 1.56% Fixed Monthly
48 Month $1,000 1.95% 1.97% Fixed Monthly
60 Month $1,000 2.25% 2.27% Fixed Monthly

Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividend.