Dear Valued Members and Friends –

Springtime greetings to you and your family! I write at the start of another exciting quarter at your Credit Union. As we move through this year, our hearts are full of gratitude for the strong finish to an exciting and rewarding year in 2017, yet filled with anticipation for all that the Lord has in store in 2018. 

America’s Christian Credit Union came into being in 1958 with three guiding principles: Strength, Stability, and Service. These principles are as relevant today as they were 60 years ago.

We praise God for His faithfulness, His grace, and His provision. Now, as then, we strive to honor Him in advancing God’s Kingdom through our service to members, ministries, and communities. Our inspiration can be traced back to the faithful, hard-working founding members. Today, over 165,000 members from coast-to-coast are being served by ACCU.

Words cannot adequately express how extremely grateful we are. You are part of this amazing journey!

2017 was a landmark year. Across the board, we experienced extraordinary results:

  • Membership grew by 44.8%, the fastest growing among 5,815 credit unions in the U.S.

  • Solid growth in Total Loans, Shares, Assets and Net Worth, a loan portfolio that was 99.64% current, and return on assets (ROA) of 1.34%

  • Our premier Adoption Loan Program – which has facilitated the placement of over 1,650 children into their safe and loving forever homes since 2009 – continued its remarkable growth and success. And for the fifth year in a row, we were recognized as one of the best Adoption-Friendly Workplaces by the Dave Thomas Foundation for Adoption.

  • Our robust financial position allowed us to develop and carry out a Year-End Blessing campaign that resulted in the charitable donations of $72,250, spread among 50 deserving ministries and Kingdom causes.

  • Our VISA® GiveBack program generated, once again, quarterly donation checks to each of four key ministry partners. Total giving under this program over the past 8 years now exceeds $289,000.

  • We were honored to receive the prestigious Philanthropy Award from the Council for Christian Colleges and Universities for our contribution to a comprehensive economic impact study of Christian higher education.

All of these amazing accomplishments would not have been possible without your commitment and support. Funds entrusted to us are reinvested into churches, ministries, and families to help make a stronger impact in communities across the nation. Our dedicated staff also got into the spirit by engaging in our award-winning Live the Mission program, donating time, resources, and funds in support of a wide range of community-enhancing charities and non-profits.

I also want to say a heartfelt thanks to our outstanding Board of Directors as well as the members of our Supervisory Committee for their visionary leadership, insightful guidance and wisdom. These godly men and women, who volunteer their time and service, are deeply appreciated for what they do that allows us to share in the innovation, strength, and mission that sets your Credit Union apart.

As we enter and celebrate this special milestone, we recognize the work done and through America’s Christian Credit Union over these 60 years is only because of the goodness of our heavenly Father. We are also reminded of Hebrews 12:1-2: “Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us.” These past sixty years have been possible thanks to the great cloud of witnesses that constitute our loyal membership, and it is with encouragement that we chase after the next sixty and beyond. It has never been clearer that God has a distinct mission and purpose for ACCU, and we pray for the endurance to run our stewardship race with perseverance, as there is so much more yet to come.

Without our members, ACCU would not be what it is today. We thank you for your continued investment and loyal support.

Blessings In Christ,

Mendell L. Thompson

President & CEO

2017 A Year in Review