Card Protection
Card Protection

Card Protection

EMV Chip Cards

ACCU is enhancing the security of your accounts by introducing the EMV Chip Card. This new and improved card will protect you from conterfeit fraud when you use your card at chip-enabled terminals. As current ACCU cards reach their expiration dates, the new secure chip cards will be issued.

Verified by Visa

Free and easy peace of mind when shopping online. You create an extra password that must be entered before an online purchase is accepted. This way, even if your account number has been compromised, a thief can't use it. Enroll in Verified by Visa today!


CardLock™

A powerful tool to prevent fraud and unauthorized use of your credit and debit cards. Just like you lock your house or car when you're not using it, CardLock lets you lock your cards when not in use. You can lock and unlock your card in seconds online and by phone call, 24/7. This way, if you don't unlock the card, no purchase will go though. Visit cucardlock.com to learn more or register for this weapon against fraud.


Zero Liability

Your Visa Platinum card includes the Visa Zero Liability Policy. It is your guarantee that you won't be held responsible for fraudulent charges made with your card or account information.


Visa Alerts

The best defense against fraud is a good offense. America's Christian CU has partnered with Visa to bring you real-time alerts on suspicious activity with your account. You can set up any or all of five Visa alerts, which are sent within seconds by email or text message. These alerts include:

• Transaction denied

• Any out-of-country transaction

• Any card-not-present transaction

• Any gas station transaction

• Any transaction exceeding amount set by cardholder

Sign up online


Lost or Stolen Card

Call 1-800-449-7728 immediately (available 24/7) to report a lost or stolen credit card.