Overdraft Privilege
Overdraft Privilege

Overdraft Privilege

Mistakes happen. It's a part of human nature. But you can be protected from denied transactions, embarrassment, or worse with overdraft protection services from America's Christian CU. We have multiple levels of protection, for maximum peace of mind.

Summary

Linked Account

  • Link a savings account to your checking account
  • Overdraft items are automatically transferred from savings
  • $7.50 fee for each automatic transfer from savings

Overdraft Line of Credit

  • Pre-approved line of credit to cover overdrafts
  • No setup or maintenance fees
  • Interest only accrues when overdraft occurs
  • Limit from $500 - $50,000 based on approved credit
  • $7.50 fee for each automatic transfer from overdraft
  • Apply now!

Courtesy Pay

  • We may pay overdrafts on your behalf when all other overdraft methods have been exhausted.
  • Automatically covered Courtesy Pay transactions:
  • Written checks
  • Automatic bill payments
  • Transactions not covered unless you request they be covered:
  • ATM transactions
  • Common, everyday debit card transactions
  • You must opt-in by filling out this form to receive Courtesy Pay protection on these types of transactions
  • $30 fee each time we pay an overdraft
  • Disclosure