Loyalty Rewards Program

Our accounts are already loaded with premium features. And the higher your combined household balance, the more rewards and benefits you'll receive.

America's Choice

Household deposit and/or loan balances below $10,000*

  • Free $1,000 Accidental D&D Insurance
  • Free 1-hour Investment Analysis
  • ATM daily cash withdrawal limit of $300

America's Advantage

Household deposit and/or loan balances of $10,000-$24,999.99*

America's Advantage Plus

Household deposit and/or loan balances of $25,000 or more*

  • ATM daily cash withdrawal limit of $1,000
  • $400 real estate loan fee discount
  • 0.50% rate discount on auto loans and personal loans
  • 0.10% rate bonus on term share certificates (including IRA certificates)
  • Free domestic wire transfers
  • Free money orders
  • Free cashier's checks
  • Free check photocopies
  • Free statement photocopies
  • Free notary service

Senior Members

Our members age 55 and better receive all the rewards of the America's Advantage Plus package, and their choice of a package rate bonus or Prime Time Certificate, whichever is greater.

*Excluding credit card balances.