Term Share Certificates

Term Share Certificates

Patience is a virtue...and one that pays very well. Place funds you don't immediately need in a certificate to enjoy greater returns than a savings account. Fixed rates are guaranteed for the length of the term you choose.

Summary
  • Greater returns than savings accounts
  • No risk, no markets to watch
  • Fixed rate guaranteed for term 3 months to 5 years
  • Higher rates for longer terms
  • Penalty on earnings for early withdrawal
  • $1,000 minimum balance to open
  • Current members, please call us to open. Easily opened over the phone.

See our current rates.


Federally insured by the National Credit Union Administration to $250,000.

Excess coverage up to $200,000 by American Share Insurance.