Home Equity Loans
Utilize your work and dedication to your good home to secure a low-rate loan with great flexibility. We'll help determine what works best for your needs. Fixed and variable rate options are available.
- Summary
- Low competitive rates
- Interest typically tax deductible*
- Use for any purpose, including debt consolidation or home improvement
- In-house decision-making
- Streamlined application process
- No closing costs
- Amount up to 80% of appraised value (less the remaining principal owed)
- Debt Protection available
- HELOC option
- Funds not distributed as lump sum
- Use funds as needed
- Only pay interest on what is used
- Re-access without re-applying
- Skip-a-Payment option available
- Setup payments on Auto-Pay
- Loan Protection Services available
*Consult a tax advisor.
