Home Equity Loans
Utilize your work and dedication to your good home to secure a low-rate loan with great flexibility. We'll help determine what works best for your needs. Variable rate options available.
Experience peace of mind with a low introductory rate of 2.99% APR***!
Variable rate options available.
After 6 months, rate will adjust to current market prime rate index based on the loan program chosen. Rates could be as low as 3.25%APR. See details below.
- Low competitive rates
- Interest typically tax deductible*
- Use for any purpose, including debt consolidation or home improvement
- In-house decision-making
- Streamlined application process
- Cover closing costs up to $400**
- Amount up to 80% of appraised value (less the remaining principal owed)
- Debt Protection available
- Home Equity Lines of Credit (HELOC) features
- Funds not distributed as lump sum
- Use funds as needed
- Only pay interest on what is used
- Re-access without re-applying
- First box of checks free
- Skip-a-Payment option available
- Setup payments on Auto-Pay
- Loan Protection Services available
*Consult a tax advisor. ** Other costs may be associated with this loan.
***APR – Annual Percentage Rate. Loan approval subject to credit, income and property appraisal. Maximum loan-to-value ratio is 80% based on appraised value. Available to owner occupied, single family dwellings. ACCU will cover costs up to $400 - additional costs may be associated with this loan. Minimum advance is $5,000. Intro rate of 2.99% APR for 6 months. After 6 months from the funding date, rate will adjust to current market prime rate index based on the loan program chosen. Rates could be as low as 3.25%. Current ACCU loans not eligible. Rates, terms and conditions are subject to change without notice. Rate above as of 09/24/2015. Offer expires 12/31/15.