Auto Loan Purchase, Refinance or Debt Consolidation

Auto Loan Purchase, Refinance or Debt Consolidation

Whether you are buying or refinancing your car, going back to school, looking to expand your family or simply consolidating debt, ACCU can help. Fast, easy approval so let us provide you with our FREE Financial Check-up and see how you can save!

HOLIDAY SPECIAL!

Hurry! For a limited time, we have reduced rates on new and used auto loans!

Rates as low as 1.49% APR*


Is it your first car? We even have a car buying program for young adults with no credit history. Just click the 1st Time Auto Buyer tab.

Summary

If you already own your car outright or if your car is worth more than you owe with another financial institution, our auto equity loans can work for you.

Use the equity in your car for cash or lower your rate by refinancing with us.

See our current rates.

*Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions are subject to change without notice. $10,000 minimum loan balance for the 1.99% rate and offer not valid on current ACCU loans.

*Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions are subject to change without notice. Rate above as of 12/8/2014 and offer expires 12/24/2014. Must have a completed loan application and purchase order (if purchasing a car) by 12/24/2014 to qualify. $25,000 minimum loan balance required for 1.49% rate with a maximum term of 60 months. Consumer auto loans only. $25 loan processing fee. Offer not valid on current ACCU loans. For a $25,000 car loan with a 60 month term at 1.49% APR, the monthly payment will be $432.64. For a $15,000 car loan with a 72 month term at 1.99% APR, the monthly payment will be $221.19. Used cars are subject to KBB valuation.Federally insured by the National Credit Union Administration. Additionally insured by American Share Insurance.



1st Time Car Buyer

Our First Time Car Buyer Program is designed for young adults with no credit history. You may find it difficult to find loan approval at many financial institutions, but America's Christian CU is committed to helping you gain your financial footing.

  • No credit history required
  • Loans available for ages 16 and up
  • $50 Visa® gift card upon loan approval*
  • Personalized guidance through every step

*Promotional funds may be subject to 1099 reporting. Any applicable taxes are the responsibility of the member.

Car Buying Services

Auto Buying Discount through General Motors

  • Member preferred pricing on vehicles
  • Access to GM special offers & cash back incentives

Click here to learn more.


Auto Buying Discount through TrueCars

  • No haggle car buying discount service
  • No restrictions on makes or models
  • Driven by local dealer participation

Click here to learn more.


Auto Buying Discount through Enterprise Car Sales

  • No haggle car buying discount service
  • Thousands of makes and models
  • 109 Point Inspection by an independent, Certified ASE Technician
  • 7 Day Repurchase Policy and 12/12 Limited Powertrain Warranty

Click here to learn more.