Everyday Life Loans
With life, comes the unexpected. Whether you are in need of money for large purchases or emergencies, whether big or small, America's Christian Credit Union is with you every step of the way.
Consider using an EverydayLife Loan for...
- Medical & Dental Bills
- Consolidate Debt
- Back to school expenses
- Home Improvements
- Veterinarian Bills
- Large Purchases
- Solar, A/C, Heating
... or whatever else life throws your way. You do not have to face financial decisions alone. Let us help you!
- Low, competitive rates
- Streamlined application process
- Peace of mind that your loan supports the Christian mission
- Skip-a-Payment option available
- Setup payments on Auto-Pay
- Loan Protection Services available
- Savings-Secured Loan
Get our lowest rate by using your deposits at America's Christian CU as collateral.
- Use your savings or Term Share Certificate deposits as security pledge
- Continue earning dividends on deposits
- Interest rate only 3% above dividend earnings
- Access to funds without depleting your savings
- Easy loan approval
- Can be used to build or repair credit
- Urshan College
Tuition is expensive but America's Christian Credit Union (ACCU) has partnered with Urshan College to help you fill the financial gap! As a not-for-profit credit union, ACCU can assist with lower rates and fees to help you meet your financial needs as you make the smart decision to invest in your future.
• Loans funded in full for tuition year or per semester
• Loans based on 12 month payback
• Rates as low as 9.75% (with automatic payment)
• Rates as low as 10% (without automatic payment)
• Requirements to Qualify*
- FICO- 640 minimum
- $1,000 minimum monthly discretionary income
- Debt to income
*Student may include spousal income or a strong co-maker to the application if income or FICO score does not meet minimum requirement.