Auto Loans

Auto Loans

Get your ministry moving! ACCU offers below-average rates for new and used vehicles. This includes loans for church vans, trucks, and cars. We can roll tax, license, and loan protections into the one low monthly payment. Approval is fast and easy.

  • Great low rates
  • Fast, easy approvals
  • Up to 100% financing, including tax and license
  • Up to 90% financing on church buses
  • Used vehicles up to 100% financing of Kelley Blue Book value
  • Terms up to 84 months
  • Pre-approval available for better buying power
  • GAP Coverage and Mechanical Breakdown Protection available
  • Discount car buying service - click here to learn more

*Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions are subject to change without notice. $10,000 minimum loan balance for the 1.99% rate, $15,000 minimum loan balance required to go up to 72 months, and $25,001 minimum loan balance required to go up to 84 months. Offer not valid on current ACCU loans. For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.85. Used cars are subject to KBB valuation.

Church Bus

ACCU has partnered with to help churches find the best vehicle for their needs. was started due to safety concerns associated with 15-passenger vans. It has evolved into a great resource for safe and reliable information about church buses and offers reasonable pricing for purchasing.

Extended Protections

Guaranteed Auto Protection (GAP)

GAP protects you and your asset in case your vehicle is totaled or stolen. In many cases, you may owe more on the loan than the value of the car at the time of loss. GAP pays this gap between what your insurance will cover and your remaining loan balance. This low-cost protection can be rolled into your auto loan, so you don't have any additional payments. Contact us online or call 1-800-343-6328 for more information.

Mechanical Breakdown Protection (MBP)

This extended coverage protects against high repair bills if mechanical breakdown occurs on your vehicle. The service will pay directly to any licensed mechanic for all covered components and assemblies. The work must be preauthorized before any work is done.