America's Christian Credit Union receives Four Star "Excellent" Rating from Independent Ranking Agency

Bauer Financial Inc., an independent rating service that (compiles financial reports and analysis for banks and credit unions) has awarded America's Christian Credit Union a four star, excellent rating for the twenty fifth consecutive quarter. Banks/Credit Unions are rated based on such factors as capital, current quarter's profit and loss, year to date profit and loss, return on assets, non performing assets and a percentage of capital, and loans charged off year to date.

President and CEO Mendell Thompson states "In times of financial turbulence, our members may be assured that not only is ACCU rated "excellent" by independent sources, but we differ from banks in the following ways:

• Our business lending model is different, as we have not made sub-prime, or alt A loans, and have focused on making mainstream loans to members, and to our ministries located in 47 states.
• As a result of conservative and missional lending practices, we are experiencing one of our lowest delinquency rates in the history of the institution, well below our peers.
• Each individual account holder is insured up to $450,000. Member accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) and up to $200,000 by American Share Insurance (ASI), a private insurance fund.

"We invite all people of good faith to re-examine their current banking relationships. Consider the safety, triple insurance, and highly rated asset performance, as well as the faith-based mission of America's Christian Credit Union, and come join * us."

For more information call us at 1-800-343-6328.

* must meet applicable membership requirements.